Five rules that cover most of it
- Carry a free UK GHIC (or your EHIC) and travel insurance. The card covers state care; insurance covers private care and a flight home.
- Try the pharmacy first. Across Europe the pharmacist is the normal first stop for minor illness.
- Know 112. It works across the EU, free, from any phone.
- Keep receipts and your policy number. You may need them to claim back costs.
- Check your medication rules before you go, using the medicine\'s active-substance name.
Common questions
What is the 112 number?
112 is the single free emergency number across the EU and EEA, reachable from any phone, even one that is locked or has no credit. Operators in most member states can take calls in English. Use it for an ambulance, fire or police.
Is my EHIC or GHIC still valid?
A UK GHIC has replaced the EHIC for most people and is free from the NHS. Existing EHICs are valid until their printed expiry date. The card covers state care only, never private clinics or a flight home, so you also need travel insurance.
Can I use my UK prescription in Europe?
Usually not. Post-Brexit, a UK prescription is generally not dispensable in most EU countries (Ireland is the main exception). You normally need a local doctor, or a travel telemedicine service, to get a local prescription, even for a medicine you already take.
Do I pay upfront to see a doctor in Europe?
It depends on the country. Some give near-direct, low-cost state care on the card (Spain, Germany, Portugal); others, notably France, work on pay-upfront-and-reclaim. The card is not valid in Turkey and only conditionally in Switzerland.